by Dave Silver | May 27, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
I visited with a client today who just moved to Florida but still maintains a residence in Indiana. The gentleman is aging into Medicare in March of this year, 2015. When meeting with him he had a lot of questions, as you can imagine. The one thing that he said that...
by Dave Silver | May 27, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
An option under Medicare Supplements are called “Select” plans for Supplement Plan C and Plan F. These plans are called C Select or F Select, depending on the plan. These plans work the same as the a regular C and F plan. There is one major difference. With the...
by Dave Silver | May 27, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
When you have either a Medicare Advantage Plan or a Stand-Alone Part D prescription drug plan, you need to know that these plans can and do change year to year. Each year, around September, you will receive a Annual Notice of Change (ANOC) and Evidence of Coverage...
by Dave Silver | May 27, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
When it comes for you to determine you coverage under Medicare you should speak to an adviser that represents many plans, especially when it comes to selecting a Medicare Advantage Plan. Objectivity is key. You want someone who is familiar with the plans in your...
by Dave Silver | May 27, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
Did you know the Medicare Supplements, also known as a Medigap policy, have been standardized from company to company. What this basically means is a Plan F with one company offers the same exacts benefits as a Plan F from another company. Most people I speak with are...
by Dave Silver | May 27, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
I get asked about this all the time. Many people think that their Medicare Advantage plan is a Medicare supplement. There are major differences between the 2 programs. A Medicare supplement (Medigap) picks up the 20% that original Medicare does not cover you for. ...
by Dave Silver | May 27, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
You will get more preventative services under now, than you did before. Now Medicare will cover preventive services like mammograms ands colonoscopies. These preventive services will not apply towards the Part B deductible. you will also be able to have a free annual...
by Dave Silver | May 27, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
When I first met many of my clients, they often tell me they are spending alot of money on prescriptions and their Part D drug plans are worthless. Often times that is not the case. All Part D prescription drug plans cover you for the first $2970 (2013) dollars. So...
by Dave Silver | May 27, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
I have been doing some extensive research on the effects of Obama-care on Medicare. Although Obama-care has stripped away $716 billion from Medicare to finance the PPACA, the net change to Medicare Advantage Plans does not seem to be anything severe. Medicare...
by Dave Silver | May 23, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
I run into this a lot. Many people, especially Veterans, do not have Part B of Medicare. They feel that they since they go to the VA for all of their care, that Part B is not necessary. This can be a HUGE mistake. First of all, you can’t just start Part B whenever...
