What Are Medigap Insurance Plans and How Do They Work?

What Are Medigap Insurance Plans and How Do They Work?

Medicare covers many healthcare costs, but significant gaps remain that can leave you with substantial out-of-pocket expenses. What are Medigap insurance plans? They’re supplemental policies designed to fill these coverage gaps and reduce your medical costs. We...
How Much Does Medigap Insurance Cost on Average?

How Much Does Medigap Insurance Cost on Average?

Medigap insurance premiums vary significantly across the United States, with monthly costs ranging from $50 to over $400 depending on your plan choice and location. At Dave Silver Insurance, we see clients struggle with understanding the average cost of Medigap...
Is Medigap Better Than Medicare Advantage?

Is Medigap Better Than Medicare Advantage?

Medicare beneficiaries face a tough choice between two popular coverage options. Is Medigap insurance better than Medicare Advantage? The answer depends on your specific health needs and budget. We at Dave Silver Insurance see this question daily from clients weighing...
When Does Medicare Advantage Open Enrollment Begin?

When Does Medicare Advantage Open Enrollment Begin?

Medicare Advantage enrollment periods can confuse even the most prepared beneficiaries. Knowing when is open enrollment for Medicare Advantage plans helps you make informed decisions about your healthcare coverage. We at Dave Silver Insurance see clients miss...
How to Enroll in Both Medicare and Medicaid

How to Enroll in Both Medicare and Medicaid

Medicare Medicaid dual enrollment can save you thousands of dollars annually while providing comprehensive healthcare coverage. Nearly 12 million Americans qualify for both programs but many miss out on these combined benefits. We at Dave Silver Insurance see clients...
How to Avoid Medicare Late Enrollment Penalties

How to Avoid Medicare Late Enrollment Penalties

Medicare penalties for late enrollment can cost you hundreds of dollars every year for the rest of your life. These penalties apply to Medicare Parts A, B, and D when you miss enrollment deadlines. We at Dave Silver Insurance see clients facing these avoidable costs...
What Is the Best Medigap Insurance for You?

What Is the Best Medigap Insurance for You?

Medicare covers many healthcare costs, but significant gaps remain that can leave you with substantial out-of-pocket expenses. At Dave Silver Insurance, we help seniors navigate the complex world of supplemental coverage. Understanding what is the best Medigap...
Comparing Medigap Insurance Companies: Which Is Best?

Comparing Medigap Insurance Companies: Which Is Best?

Medicare supplement insurance can feel overwhelming with dozens of companies competing for your business. At Dave Silver Insurance, we’ve analyzed the top providers to simplify your decision.Our comprehensive Medigap insurance company reviews examine premium...
How to Understand Medicare Enrollment Characteristics

How to Understand Medicare Enrollment Characteristics

Medicare enrollment affects 65 million Americans, yet 40% make costly mistakes during their first enrollment period. Understanding which is a characteristic of Medicare enrollment can save you thousands in penalties and coverage gaps.We at Dave Silver Insurance see...