Medical alert systems can be known as personal emergency response systems (PERS). These medical response systems (MRS), or fall buttons act as a tool to call for help in the event of an emergency. Anybody who is prone to falling or having a medical emergency would benefit from having such a tool. There are numerous options and rates for the numerous systems which are offered.

One of the most generally asked questions is whether Medicare covers the cost of a medical alert system. The answer, sadly, isn’t as straightforward as you could think.

Below is a breakdown of options that will certainly assist you to cover or help lower your expense of a medical alert system.

Medicare Part A

If you are signed up in Medicare, then you’re instantly registered in Medicare Part A. Without getting into all of the specifics, you can consider Part A as paying for all hospital expenditures. In general, it pays for inpatient care, nursing home stays, and hospice or in-home healthcare.

However, Part A does not cover the costs of a medical alert system even though this system is used in your home. So if Medicare Part A doesn’t cover personal emergency response systems, after that you could believe that Medicare Part B does.

Medicare Part B.

Medicare Part B is an optional plan and has a month-to-month fee connected with enrollment. It differs from a Part A plan in that it covers doctor’s visits, x-rays, lab work, medical tools, and any tests utilized to diagnose medical conditions.

You may believe that Medicare Part B would certainly cover medical response systems given that medical tools are covered. However, medical alert systems are specifically excluded from coverage under Medicare Part B. Consequently, a Medicare Advantage Plan is the only method to have the costs covered for a medical alert system.

Medicare Advantage Plan

Medicare Advantage Plans, often described as Medicare Part C, is a private medical insurance plan for those that are members of Medicare Parts A and B. Think About a Medicare Advantage Plan as bundling all of the services of Part A and Part B with each other along with various other services of Part C such as vision, hearing, and dental coverage.

If you have a Medicare Advantage Plan, you may be able to obtain coverage for a medical alert system. But not all Advantage Plans are made equal. Call us today and we’ll walk you through the various Medicare Advantage Plans readily available to you or review your current policy.

We’ll review every one of the choices offered to find a Medicare Part C plan that satisfies your requirements and fits your budget.