I run into this a lot. Many people, especially Veterans, do not have Part B of Medicare. They feel that they since they go to the VA for all of their care, that Part B is not necessary.  This can be a HUGE mistake.

First of all, you can’t just start Part B whenever you would like. There are 3 months out of the year for you to apply: January, February and March.

Than Part B will start in July of that same year. Plus , you will incur a 10% penalty per year for every year you did not have Part B, but should have.

In addition, in  the meantime none of your part B medical expenses would be covered. Services like, doctor visits,  ambulance services, durable medical equipment, and getting second opinions to name a few.

I always suggest my clients take Part B of Medicare (Part A is free. You’ve contributed to that when you were working)

The Department of Veteran Affairs suggests that all Veterans have affordable options outside the VA.  You do not have to use the VA exclusively.  You can use both Medicare and the VA and having affordable options is always in the Veteran’s best interests.

I have worked with thousands of Veterans with Medicare over the years and I can do the same for you or your loved one.

Call me with any questions. I’m here to help.


“Medicare Dave” Silver

813-417-2716 or 941-907-2879

Contact me directly