by Dave Silver | May 27, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
When it comes time to select a Medicare advantage plan many are sold on the benefits when they should focus on networks. If there are doctors that you would like to see but they are not in the plans network then those great extra benefits are of no use if you cannot...
by Dave Silver | May 27, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
Admit me!!! If you go to the hospital and you have to go to go to a Rehab Center or a Skilled Nursing Facility, make sure you are admitted to the hospital as an inpatient and not under “Observation”. If you’re admitted under observation and you have to go to a skilled...
by Dave Silver | May 27, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
Whether you had a Medicare advantage plan or a stand alone prescription drug plan, it’s important to understand that every September you should receive a statement of benefits which goes over your plans formulary ( list of covered medicines ) as well as co pays and co...
by Dave Silver | May 27, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
Medicare Advantage Plans (MA or MAPD) are health plan options funded by Medicare. Medicare pays a monthly premium to a private company of your choice. These plans receive a premium each month from Medicare to administer yourMedicare. Based on the amount of money...
by Dave Silver | May 27, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
I work with many Veterans who have Medicare. Many of the Veterans I work with go to the VA for ALL of their health care. They have not seen a civilian doctor in years. They get all their prescription at the VA, as well. These prescriptions generally cost $8-$9 per...
by Dave Silver | May 27, 2017 | Blog, Medicare Insurance Information - Dave Silver Insurance Blog
Happy birthday! If you are turning 65 years old, there are some things you should know about using and enrolling in the Medicare program. For many people, reaching the age of 65 also means a lot of questions. You may be asking yourself “when can I sign up for...
by Dave Silver | May 27, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
Many people are confused when it comes to making a decision between these 2 types of coverage under Medicare. It’s actually quite simple. If you would like the freedom to use any provider who accepts Medicare in the United States and US territories(the vast majority...
by Dave Silver | May 27, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
Often times there is a lot of confusion about what Medicare will and will not cover. My job as Medicare Coverage Specialist is to advise my clients so there are no surprises down the road. Today, I would like to go over what Medicare will not cover. Assisted Living...
by Dave Silver | May 27, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
Many people I meet spend a fortune on their prescription medicine. I have some ideas that might be able to save you some money. Many times people are taking brand name medication, when generics are available. If the generic will do the same job as the brand named...
by Dave Silver | May 27, 2017 | Medicare Insurance Information - Dave Silver Insurance Blog
In previous blogs I have discussed how to save some money on your prescriptions. We have discussed less expensive generic alternatives to brand name prescriptions, when available and medically appropriate. We’ve discussed purchasing low cost generics at retailers...
