From Dave Silver Insurance Blog

Navigating Medicare can be confusing, but the right guidance can make all the difference. Explore tips, coverage options, and important updates to help you make informed decisions about your healthcare coverage.

Things to Know when Filing for a Medicare Reimbursement

In most cases wherever Medicare goes, private payers will follow. In the case of health systems, hospitals and other providers, it is by far the most influential healthcare program for the industry. Although the doctor or other health care provider is generally...

Ways to Spot Medicare Fraud

Each year, cases of Medicare fraud continues to increase. The worse thing about it is that it does not only cheat the system, but it cheats you out of lower cost for insurance. In some cases, fraud can be easily spotted like when someone steals your name and insurance...

What are Medicare’s Coverages for Physical Therapy?

One of the most commons question related to Medicare is whether it covers physical therapy. Of course, you have heard of Medicare physical therapy “cap”. This is basically Medicare Part B that helps pay for necessary medical services up to a certain limit or “cap”. By...

What Are Medigap Policies and Why Would I Need One?

Medigap is a Medicare supplement insurance sold by private companies. It can be of great help in paying for some of the health care costs that the original Medicare does not cover such as coinsurance, copayments, and deductibles. There are also some Medigap policies...

Does Medicare cover Dentures?

It’s a straight answer that Medicare does not cover that majority of routine dental care such as extractions, fillings, cleanings, oral exams, and dental appliances, including dentures. However, in some cases you can be covered for oral exams and extractions if they...

How to Pay for Medicare Premiums

Medicare is a kind of health insurance program for individuals who are 65 years old or older. Those people who are younger than 65 but are disabled or who are in the end-stage of a serious disease, they can still avail heath care through Medicare. In the case of...

Why You Should Check Your Medicare Policy Annually

Aging is a natural process; the body’s progression is inevitable. Along with it comes the fact that the body becomes weaker, prone to illnesses that it did not know before. Therefore, it is important to be able to fall back on a safety net. This is why people choose...

Steps to Appeal a Denied Medicare Claim

Ideally, Medicare pays a portion for health care costs without having the person to do anything. But in reality, this may not always be the case. There are instances when you may find that Medicare failed to pay enough for the medicine, treatment, or a visit to the...

Should you enroll in Medicare if you’re still working?

It has become a common dilemma for people who are about to turn 65 years old and are still working- if they should enroll in Medicare, especially if they are covered by their employer’s health insurance plan. Although it may easy as yes or no, the answer to this is...

The Types of Long-Term Care Medicare Covers

Most people assume that Medicare covers long term care. However, this is not the case. If you have plans for yourself or if you are taking care of an older relative, it is important to know what is covered by Medicare and what is not. Basically, Medicare does not...

How Medicare Can Help Dementia Patients

Dementia starts with custodial care. This routine personal care does not really require the skills of trained medical staff. Then there is intermediate care which is a step beyond that and this is the time when medical care becomes necessary, although it may not be...

Can Medicare Help Me to quit Smoking?

The popular line “better late than never” is very much applicable to those who want to quit smoking. There is no such thing as late when it comes to quitting smoking and improving your health. If you have been a smoker for many years and want to quit now, you should...

Medicare Myths You Should Know About

Myth: MEDICARE IS GOVERNMENT HEALTHCARE The reality is Medicare is funded by the government but the delivery of services is accomplished privately for healthcare (Part A and Part B) and prescription medicine (part D). The implication that Medicare in our country is...

Are You Asking the Right Medicare Questions?

The Medicare Open Enrollment period is not far away. It begins on October 15th and runs through December 7th.  This is always a time of great confusion for seniors who are trying to understand their options and get the best coverage for their situation. ...