From Dave Silver Insurance Blog

Perhaps you know someone who has had a hip or knee replaced, or you may have gone through a major leg procedure yourself. When these surgeries go well, you can restore mobility and independence. However, experts say that too many of these procedures result in...

Medicare’s open enrollment often runs October to December of the year and this is the time when you can make changes to your Medicare plan. Since insurance plans are bound to change every year, it’s important to review your plans annually at this time to identify any...

When you the time comes for you to retire, do you think of enrolling in Medicare? Well, the majority of Americans do. After all, they are actually paying for the system, thus better make the most out of it. But the problem is Medicare can be complicated especially for...

The age 65 may not sound so significant for younger people, but for older people it is. This age means that they are eligible for Medicare. However, Medicare is not something that can be navigated easily. The process can be complicated, confusing, and tiring. This is...

When discussing about Medicare, the topic about cost is inevitable. This is also where out-of-pocket expenses come in. The phrase out-of-pocket in the field of Medicare is defined to be any cost that one has to pay by himself. These expenses may include premiums...

It is the goal of Medicare to offer people with the best health coverage, thus they work with private insurance companies. These companies may choose to offer a consumer-directed Medicare Advantage Plan, called a Medicare Medical Savings Account (MSA) Plan. It is a...

Workers’ compensation insurance is needed to pay for medical care for your industrial injuries as long as you need that care, sometimes for life. Thus, even if you are not on Medicare when you are injured, you may become eligible for Medicare sometime later, when the...

Medicare is a federal health program that covers the majority of people aged 65 and older. On the other hand, there are some younger people who are disabled or have end-stage illnesses who are also eligible for the coverage. As there are many people who realize the...

Medicare has been a great help to the health and wellness of people 65 years old and above and with significant disabilities. At present, the program covers a portion of health care costs for more than 47 million people in the United States alone. While Medicare is...

According to the World Health Organization, cataracts are one of the leading causes of blindness in the world. Even though they may happen at any age, these are most common later in life that they are even considered part of the aging process. If you have Medicare, it...

In most cases wherever Medicare goes, private payers will follow. In the case of health systems, hospitals and other providers, it is by far the most influential healthcare program for the industry. Although the doctor or other health care provider is generally...

Each year, cases of Medicare fraud continues to increase. The worse thing about it is that it does not only cheat the system, but it cheats you out of lower cost for insurance. In some cases, fraud can be easily spotted like when someone steals your name and insurance...

One of the most commons question related to Medicare is whether it covers physical therapy. Of course, you have heard of Medicare physical therapy “cap”. This is basically Medicare Part B that helps pay for necessary medical services up to a certain limit or “cap”. By...

Medigap is a Medicare supplement insurance sold by private companies. It can be of great help in paying for some of the health care costs that the original Medicare does not cover such as coinsurance, copayments, and deductibles. There are also some Medigap policies...