by Dave Silver | Jun 24, 2019 | Blog
Unlike original Medicare, Medicare Advantage Plans offer many extra benefits. Before I get into the extra benefits, I would like to caution you. Many people may make their decision on coverage based on these extra benefits. You have to understand that these are health...
by Dave Silver | Jun 24, 2019 | Blog
If you have Medicare and are ready to retire, there a few things you need to know. When people call me who are going through this they are worried about “penalties”. In most cases the penalties do not apply. Some people will never apply for...
by Dave Silver | May 22, 2019 | Blog, Medicare Insurance Information - Dave Silver Insurance Blog
Veterans and Medicare About half of the people I work with on their Medicare are Veterans. Often times these folks go to the VA for all of their care and do not receive any care outside the VA from civilian doctors unless it’s a medical emergency. That being said,...
by Dave Silver | May 22, 2019 | Blog, Medicare Insurance Information - Dave Silver Insurance Blog
Is Plan F Going Away? Yes & No. But so is Plan C and High Deductible F For people eligible for Medicare prior to January 1st 2020, the answer is “no”. If you receive Medicare after January 1st 2020, the answer is yes. (Legislation impacting this is...
by Dave Silver | Apr 18, 2019 | Blog, Medicare Insurance Information - Dave Silver Insurance Blog
When it comes to decide on a Medicare Advantage plan, you have to make sure that you fully understand the coverage and its limitations. Many people I speak to tell me that they have Medicare Supplement coverage when in fact they have a Medicare Advantage plan. There...
by Dave Silver | Apr 18, 2019 | Blog, Medicare Insurance Information - Dave Silver Insurance Blog
If you are retiring or losing employer coverage and are in need of obtaining Medicare coverage, there are some simple steps that you will need to do to ensure that you get your coverage on time. If you went on Medicare while you were employed and you decided to only...
by Dave Silver | Mar 21, 2019 | Blog, Medicare Insurance Information - Dave Silver Insurance Blog
Most people select a Part D Prescription drug plan and don’t ever change it. This is a huge mistake. What few people realize and that the drug companies change their formularies (list of covered prescriptions) each year. A drug they may cover one year, they may...
by Dave Silver | Mar 21, 2019 | Blog, Medicare Insurance Information - Dave Silver Insurance Blog
Working with a broker will afford you the opportunity to make better decisions on your Medicare coverage. This is probably the most important thing to know about choosing the correct coverage for yourself. Most people work with an agent who is either employed by one...
by Dave Silver | Dec 19, 2018 | Medicare Insurance Information - Dave Silver Insurance Blog
Have you ever wondered why generic drugs are cheaper than their branded counterparts? Well, wonder no more because I will give you the top 5 reasons generics are cheaper than branded drugs. They Don’t Have to Recoup the Cost of the Patent When a drug company...
by Dave Silver | Dec 10, 2018 | Medicare Insurance Information - Dave Silver Insurance Blog
Let’s face it, nobody wants to go to the doctor. I wouldn’t be surprised if doctors don’t like going to the doctor. Personally, I only go to the doctor because I need to get prescription meds refilled. Let me tell you about situations when you should...
