When buying Medicare Advantage Plans, the choices can be confusing. Beyond your basic Medicare demands, there are lots of optional plans available depending upon your situation and budget plan. Some plans need even more out-of-pocket costs resulting in reduced month-to-month premiums whereas other plans are a lot more pricey yet enable more controlled costs for services.

With all of the various protection options, premiums, and costs, there is no “one plan fits all” that we suggest for everybody.

However, the advantage of having so many Medicare Advantage Plan choices is that we’re able to find a plan that suits every one of your requirements and fits your budget. These plans are accepted by Medicare and are supplied by a private insurance provider.

When purchasing a Medicare Advantage Plan, the plan will provide Medicare Parts A (hospital insurance) and B (medical insurance) and most include Part D (prescription drug coverage). In addition, within the various plans that are provided, you can find protection for dental care, vision care, hearing care, or other health services like fitness center memberships or transportation costs.

Additionally, Medicare Advantage Plans come in a variety of coverages that allow for maximum flexibility.

As an example, some may have an interest in a Special Needs Plan (SNP) which covers the costs of workplace checkouts, medical procedures, and medications. Others may be thinking about a plan that supports a Preferred Provider Organization (PPO) or a Private Fee For Service (PFFS) to provide the greatest amount of provider options.

Our customers have a wide array of Medicare requirements and we’re confident that we can assist find the most ideal plan for you.

You receive Medicare Advantage Plans if you’re over 65 and have enrolled in Medicare Parts A and B. Your enrollment eligibility window is 3 months prior to your 65th birthday up to 3 months after your 65th birthday. Some things to think about when choosing what type of plan is best for you include:

  • Just how much can you afford to pay annually for out-of-pocket expenses?
  • Do you have any kind of chronic health problems that would require you to have routine doctor visits?
  • Do you currently have a health care provider that you would prefer to continue seeing?

Not all Medicare Advantage Plans are made equal. Also, trying to determine the differences between each can be a challenging and time-consuming process. Call us today and we’ll examine all of the options available to find a plan that satisfies your needs and fits your budget.