Medicare Advantage Plan or commonly known as Part C or MA Plans covers the extra benefits that your health insurance does not. It carries hearing, vision, and dental coverage that will allow you to maximize once the policy is purchased. Not everything is covered by your health insurance. As such, there are also other supplemental plans you can choose so you have access to hospitalization, medical insurance, and even prescription drugs.

Rules in Getting Medicare Advantage Plan


If you are inclined to get a Medicare Advantage Plan, there are certain rules you must know to be fully guided, and there are:


  • Knowing if it should be a referral system before you see a specialist; or
  • If you have to visit or go to physicians and medical facilities for non-urgent care or non-emergency matters


The above conditions can be changed annually depending on the policy and how it will affect the subscriber.


Coverage of Medicare Advantage Plan


The Medicare Advantage Plan usually cover Part D or Prescription Drug Coverage. But if you are not after taking the Part C, you can opt to separately purchase Part D. Just make sure that you are under Part A and/or B to purchase the Part C. The Medicare Advantage Plan answers to your dental, eye, and hearing needs. These are the things that both Part A and B, including your health insurance do not cover.


If you have a condition involving your eyes, dental, or hearing, the Medicare Advantage Plan can be truly beneficial for your needs.


What You Should Pay for Medicare Advantage Plans


The Plan covers for the care of your three other senses, yet there could be out-of-pocket costs that you need to watch out for, these are:


  • The plan has a yearly deductible on top of your current one
  • You often have your hearing, dental, and vision checked
  • If you are under copayment or co-insurance policy
  • If your plan also pays for other premiums like Medicare Part B or Medical Insurance


The Medicare Advantage Plans gets you a lot of premium once subscribed to. Yet, insurance can be costly at some point so making sure that benefits will be well-maximized can get you your return on investment (ROI).


Securing yourself through the form of adding premiums and coverages in your current insurance is important. This will allow you to have fewer things to worry about. At Dave Silver Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. To learn more about how we can help you, please contact our agency at (941) 907-2879 or Click Here to request a free quote.