From Dave Silver Insurance Blog

This may appear simpler than it really is. Sadly, the majority of Medicare insurance agents only represent a very small number of Medicare insurance carriers and some agents simply only represent one insurance carrier. These types of Medicare insurance agents will...

The concern of whether Medicare provides dental coverage is a common one. And at a very high level, the answer is merely no. Medicare does not cover the dental services that you need most for the health of your teeth. Dental services that aren't covered under basic...

Due to Covid 19, coverage for tele-health has been expanded under Medicare. This has allowed telehealth coverage that will allow people to receive a broader range of healthcare services without having to actually visit your doctor’s office. This expanded coverage was...

If you are collecting Social Security benefits you will be automatically enrolled in Medicare. You should receive your Medicare card in the mail approximately 3-3 ½ months before the month you turn 65. If you are not collecting Social Security, you will need to go...

Part A:  This part of Medicare covers you for hospitalization, hospice and skilled nursing. In 2021 the Part A hospital deductible is $1,484.00 Part A is generally free if you have worked or your spouse has worked 10 years in the US (40 quarters). If you haven’t...

This may seem easier than it really is.  Unfortunately, most agents only represent a very small number of companies or may be even just one. And they will try their hardest to sell you on how great that company is. This is an extreme disservice to the customer. You...

It’s very important to set up an online account at SSA.gov.  Currently only about 40% of people set up an online account. The reasons why you should do this are: You can see what your estimate of benefits will be at age 62, full retirement age and at age 70. You can...

Divorced spouses are able to collect Social Security benefits on one another.  The main criteria is that you were married for at least 10 years, continuously.   If you are divorced for less than 2 years, your ex- spouse (the one you will be collecting on) will need to...

Children are entitled to Social Security benefits up to age 18 or up to age 19 if they are still in high school. They receive benefits based on the work record of the parent who is collecting Social Security retirement or disability benefits.  If the parent is alive...

Overview of Medicare Advantage Plans When shopping for Medicare Advantage Plans, the options are as varied as they are confusing. Beyond your basic Medicare needs, there are many optional plans available depending on your situation and budget. Some plans require more...

Medicare Supplement Plan Rates 2020 In addition to the confusion surrounding Medicare and the different Plans available, many people wonder how much Medicare and Medicare Supplement Plans cost each month. And the answer to that question can vary widely depending on...

Dental Coverage for Seniors on Medicare The question of whether Medicare provides dental coverage is a common one. And at a very high level, the answer is simply No. Medicare doesn’t cover dental services that you need primarily for the health of your teeth. Dental...

What Is Medicare Part G? Many people feel that standard Medicare policies don’t afford enough coverage to meet their insurance needs. As a result, people turn to Florida Medicare Supplement Plans, also known as Medigap Plans. There are 10 different Plans available and...

Florida Independent Medicare Agent Near Me One of the most important decisions that can be made when exploring Medicare Supplement Coverage, Medicare Advantage, or Part D Drug Coverage is finding a local independent agent who is an expert in the options available to...

What Makes Us Unique? One of the most common questions we receive from our clients is “Why should I choose you to help me make decisions on my Medicare coverage needs?” And it’s a fair question. There are numerous other Medicare Consultants in Florida. So what makes...