From Dave Silver Insurance Blog

It’s very important to set up an online account at SSA.gov.  Currently only about 40% of people set up an online account. The reasons why you should do this are: You can see what your estimate of benefits will be at age 62, full retirement age and at age 70. You can...

Divorced spouses are able to collect Social Security benefits on one another.  The main criteria is that you were married for at least 10 years, continuously.   If you are divorced for less than 2 years, your ex- spouse (the one you will be collecting on) will need to...

Children are entitled to Social Security benefits up to age 18 or up to age 19 if they are still in high school. They receive benefits based on the work record of the parent who is collecting Social Security retirement or disability benefits.  If the parent is alive...

Overview of Medicare Advantage Plans When shopping for Medicare Advantage Plans, the options are as varied as they are confusing. Beyond your basic Medicare needs, there are many optional plans available depending on your situation and budget. Some plans require more...

Medicare Supplement Plan Rates 2020 In addition to the confusion surrounding Medicare and the different Plans available, many people wonder how much Medicare and Medicare Supplement Plans cost each month. And the answer to that question can vary widely depending on...

Dental Coverage for Seniors on Medicare The question of whether Medicare provides dental coverage is a common one. And at a very high level, the answer is simply No. Medicare doesn’t cover dental services that you need primarily for the health of your teeth. Dental...

What Is Medicare Part G? Many people feel that standard Medicare policies don’t afford enough coverage to meet their insurance needs. As a result, people turn to Florida Medicare Supplement Plans, also known as Medigap Plans. There are 10 different Plans available and...

Florida Independent Medicare Agent Near Me One of the most important decisions that can be made when exploring Medicare Supplement Coverage, Medicare Advantage, or Part D Drug Coverage is finding a local independent agent who is an expert in the options available to...

What Makes Us Unique? One of the most common questions we receive from our clients is “Why should I choose you to help me make decisions on my Medicare coverage needs?” And it’s a fair question. There are numerous other Medicare Consultants in Florida. So what makes...

Medicare Supplement Plans vs Medicare Advantage Plans The Medicare landscape can be complicated and confusing. Many people struggle to understand what Original Medicare (Parts A & B) covers. And the availability of other policies, such as Medicare Supplement Plans...

Florida Medicare Supplement Insurance Plans, also known as Florida Medigap Plans, are sold by private insurance companies and are intended to give you more complete coverage for your health care needs. There are several different plans available and many are confused...

Medical alert systems, also known as personal emergency response systems (PERS), medical response systems (MRS), or fall buttons offer peace of mind by allowing the wearer of such a device to call for assistance during an emergency. Anyone who is at risk of falling or...

Hearing aids can be expensive. Some studies suggest that, depending on the device needed, the costs can range between $1500 all the way up to $6000 if devices are needed for both ears. And that doesn’t even take into account the costs of the exams, doctor visits, and...

You might think that the question of whether Medicare covers the expense of acquiring a scooter (also known as a powered mobility device) or manually operated wheelchair would be a straightforward one. Either Medicare covers the cost or it doesn’t, right? But...