Medicare Supplement Plans vs Medicare Advantage Plans The Medicare landscape can be complicated and confusing. Many people struggle to understand what Original Medicare (Parts A & B) covers. And the availability of other policies, such as Medicare Supplement Plans...
From Dave Silver Insurance Blog
Navigating Medicare can be confusing, but the right guidance can make all the difference. Explore tips, coverage options, and important updates to help you make informed decisions about your healthcare coverage.
How Can I Get a Replacement Medicare Card?
Upon enrolling in Medicare, you’ll receive a red, white, and blue card in the mail. This card not only has your unique Medicare number on it but it will also show whether you have Part A (hospital coverage), Part B (medical coverage), or both. It will also have the...
What are the Different Medicare Supplement Plans?
Florida Medicare Supplement Insurance Plans, also known as Florida Medigap Plans, are sold by private insurance companies and are intended to give you more complete coverage for your health care needs. There are several different plans available and many are confused...
Does Medicare Cover Medical Alert Systems?
Medical alert systems, also known as personal emergency response systems (PERS), medical response systems (MRS), or fall buttons offer peace of mind by allowing the wearer of such a device to call for assistance during an emergency. Anyone who is at risk of falling or...
Does Medicare Cover Hearing Aids Or Routine Hearing Exams?
Hearing aids can be expensive. Some studies suggest that, depending on the device needed, the costs can range between $1500 all the way up to $6000 if devices are needed for both ears. And that doesn’t even take into account the costs of the exams, doctor visits, and...
Does Medicare Cover a Mobility Scooter?
You might think that the question of whether Medicare covers the expense of acquiring a scooter (also known as a powered mobility device) or manually operated wheelchair would be a straightforward one. Either Medicare covers the cost or it doesn’t, right? But...
How long do you have to be a US citizen to get Medicare? (Are immigrants eligible for Medicare?)
The eligibility requirements for Medicare are complex. The age for eligibility as well as the different open enrollment periods are the cause of bewilderment for many. But eligibility for immigrants can be especially confusing. Below we discuss what is required for...
Extra Benefits of Medicare Advantage Plans in Florida
Unlike original Medicare, Medicare Advantage Plans offer many extra benefits. Before I get into the extra benefits, I would like to caution you. Many people may make their decision on coverage based on these extra benefits. You have to understand that these are health...
What Should I Do When I’m Ready to Retire and Am Over Age 65
If you have Medicare and are ready to retire, there a few things you need to know. When people call me who are going through this they are worried about "penalties". In most cases the penalties do not apply. Some people will never apply for Medicare until...
Veterans and Medicare
Veterans and Medicare About half of the people I work with on their Medicare are Veterans. Often times these folks go to the VA for all of their care and do not receive any care outside the VA from civilian doctors unless it’s a medical emergency. That being said,...
Is Medicare Plan F Going Away? Yes & No.
Is Plan F Going Away? Yes & No. But so is Plan C and High Deductible F For people eligible for Medicare prior to January 1st 2020, the answer is "no". If you receive Medicare after January 1st 2020, the answer is yes. (Legislation impacting this is called MACRA....
Choosing the Right Medicare Advantage Plan
When it comes to decide on a Medicare Advantage plan, you have to make sure that you fully understand the coverage and its limitations. Many people I speak to tell me that they have Medicare Supplement coverage when in fact they have a Medicare Advantage plan. There...
Retiring & Needing Medicare Coverage
If you are retiring or losing employer coverage and are in need of obtaining Medicare coverage, there are some simple steps that you will need to do to ensure that you get your coverage on time. If you went on Medicare while you were employed and you decided to only...
Evaluate Your Medicare Drug Coverage Every year
Most people select a Part D Prescription drug plan and don't ever change it. This is a huge mistake. What few people realize and that the drug companies change their formularies (list of covered prescriptions) each year. A drug they may cover one year, they may not...
Why Working With A Medicare Insurance Broker in Florida Is Your Best Option
Working with a broker will afford you the opportunity to make better decisions on your Medicare coverage. This is probably the most important thing to know about choosing the correct coverage for yourself. Most people work with an agent who is either employed by one...